The 2026 Section 179 Guide: How to Deduct 100% of Your Equipment Costs And Keep More Cash

The 2026 Section 179 Guide: How to Deduct 100% of Your Equipment Costs And Keep More Cash

Why hand over your hard-earned profits to the IRS when you could reinvest them in your business? Enter Section 179: the not-so-secret weapon smart entrepreneurs use to save big on taxes. It was made to supercharge small business growth—but each year, business owners leave thousands of dollars on the table simply because they don’t know the rules. Let’s make sure you’re not one of them!

The "Smart Capital" Secret: Think you need to pay cash to score a tax write-off? Nope! With Capital MBS, you can finance your equipment—just cover the first month's deposit—and still write off the full purchase price for 2025. That’s right: upgrade your gear now, boost your business, and let Uncle Sam help pay for it.

The Math: Putting Money In Your Pocket. Let’s say you finance a $50,000 used skid steer or delivery van.

  1. Total Cost: $50,000

  2. 2025 Tax Deduction: $50,000 (100% write-off)

  3. Tax Savings: If you’re in a 35% tax bracket, that’s $17,500 back in your pocket. Cha-ching!

  4. Real Cost: That $50K equipment now really only costs you $32,500. More cash for what matters most.

What Qualifies? (The Famous "Over 6,000 lbs" Rule)

To grab the biggest deduction, your vehicle usually needs a Gross Vehicle Weight Rating (GVWR) over 6,000 lbs. (Pro tip: this is why so many business owners drive big trucks and vans!)

  • Heavy Duty Pickups: Silverado 2500HD, Ford F-250.

  • Cargo Vans: Ford Transit, Mercedes Sprinter.

  • Yellow Iron: All construction machinery qualifies.

The "Application-Only" Limit: Capital MBS Finance makes it ridiculously easy—finance up to $250,000 with no tax returns, no financial statements, and zero headaches. Just fill out a super simple one-page application and lock in your 2025 tax benefit before the December 31st deadline. (Yes, you can do this from your phone!)

Qualify in minutes - APPLY NOW