Engine Repair Financing: Get Back on the Road When Banks Say No

The "Contractor’s Dilemma" in Logistics: A blown engine doesn’t just stop your truck; it stops your income. Whether it’s a Cummins ISX rebuild or a Cat C15 overhaul, the $20,000+ repair bill is a shock most owner-operators aren't ready for.

While most big banks see a broken-down semi-truck as a risk, at Capital MBS, we see your truck’s earning potential. If you’ve been turned down for engine overhaul financing due to bad credit or an older truck, this guide will show you how to turn things around and secure the funds you need.

The Capital MBS "Asset-Based" Approach: Unlike general lenders, we specialize in serving hardworking truckers in the Philadelphia and Tri-State area. We focus on asset-based lending, using your truck’s future revenue—not just your FICO score—to help you qualify for semi-truck engine overhaul financing, even with bad credit.

• Complete Overhauls: We finance full rebuilds for Kenworth, Peterbilt, Volvo, and Freightliner.

• Transmission Replacements: Financing for Eaton Fuller and automated manual transmissions.

• ITIN Financing: Are you a non-U.S. citizen truck driver with an ITIN? We work with drivers in your situation every day and can structure financing solutions that major banks typically reject. You don’t have to let your status keep you from getting back on the road.

Why "Application-Only" Matters for Truckers. You can't wait two weeks for a bank committee while your rig sits in the shop. We offer "Application-Only" financing up to $150,000. This means:

• No Tax Returns required.

• No Bank Statements required (for qualified assets).

• 24-Hour Funding: We pay the repair shop directly so you get your keys back faster.

Stop thinking about it and Act Now.

Is your truck stuck in the shop? Don't let a credit score keep you off the road. Check Your Repair Loan Eligibility in 2 Minutes. APPLY NOW